Identity & onboarding
Hybrid-ID sign-in, optional verification-summary sharing, application and institution review.
Before production
Corporate KYB, UBO and company-signatory workflows require additional scope.
CAPABILITY REFERENCE · REVIEWED 13 OCTOBER 2026
What works today.
What comes next.
Use this reference to scope a pilot. Public demos use fictional browser records. The authenticated application persists non-value Testnet records. Neither implies live financial execution.
See a banking workflowAccounts & payments
Persistent ledger, balances, holds, recipients, drafts, independent approval and internal transfers.
Before production
No external ACH, wire or real-money settlement is enabled.
Compliance & evidence
Screening sources, country policy, review cases and selected validator-verified policy commitments.
Before production
Pattern monitoring provides review signals. Selected proof coverage is not universal compliance or Mainnet evidence.
Assistant
Deterministic assistance explains status and prepares supported unconfirmed drafts through existing controls.
Before production
General LLM and external agent connections require integration. Assistance does not grant approval authority.
USD / USD1 Yield Studio
Investment subledger, consent, review and lifecycle simulation; Perpetuals development observation.
Before production
No eligible commercial offer or approved writer mapping was established at last acceptance. No external execution.
Card Studio
Program requests, test funding, limits, card events and reconciliation; provider-specific request planning.
Before production
Stradacarte transport, issuance, webhooks and settlement remain to be activated.
Trading & Matching Engine
Instrument discovery, limit-order preparation, review, reservations and cancellation.
Before production
Banking-to-engine routing, venue authority, fills and custody require integration. Availability varies by instrument and venue.
Auditable Asset Manager
Client mandates, manager decisions, bank oversight and an experimental allocation-bound zero-knowledge proof.
Before production
The proof does not establish input truth, suitability or full regulatory compliance. Production cryptographic review remains.
Trade Finance
Resettable buyer, supplier and bank workflow demonstration with documents, terms and payment handoffs.
Before production
Banking multi-user encrypted rooms, signatures, Vault storage, escrow and settlement are proposed integrations.
Institution deployment
An operated non-value Core Testnet provides the evaluation base.
Before production
A dedicated institution instance, existing-core connectors and production provider arrangements require delivery and acceptance.
EXPLORE WITH YOUR OWN TEAM OR AGENT
Start with your business case.
Share the following brief with an adviser or agent. It asks for a fit assessment; it does not authorize account access, execution or deployment.
I am evaluating Hybrid Banking as modular financial infrastructure for my business. Review https://hybrid-banking.com/solutions/ and https://hybrid-banking.com/capabilities/ before making recommendations. First ask about our customers, jurisdiction, regulated role, existing core and providers, deployment constraints and the single workflow we want to improve. Do not assume our licenses, partnerships or authority. Map our requirements to: available Testnet workflows; fictional demo or design preview; provider integration; and production acceptance. Distinguish Hybrid Banking's application, Hybrid Chain infrastructure, Hybrid-ID authentication and OVRYDE implementation. Propose a focused pilot with roles, source-of-truth decisions, exception handling, data boundaries, reconciliation and measurable acceptance criteria. Identify unsupported capabilities and important unknowns. Do not invent customer results, approvals, legal coverage or integration readiness. Do not access accounts or take action.
YOUR STARTING POINT
Bring one use case.
Build the right scope.
Walk through the client journey, choose the first module and identify the systems and providers your institution needs.
Discuss your use case